January 26, 2018

Invoice Factoring: What is it &  How it works?

Invoice factoring is commonly referred as accounts receivable factoring, accounts receivable financing and sometimes known as debtor finance. Invoice Factoring is when a business sells its […]
January 5, 2018

金融供应链(Supply Chain Finance- SCF) 

金融供应链也称作为‘反向保理’(Reverse Factoring),这是一种较新的融资方式,以达到优化公司的金钱流动性效果。除此之外,SCF 不止能帮助中小企业延长对商家的付款期限,还能够让商家如期得到付款。这简直是两全其美的融资方式! 当您阅读到此时,您会发现:这世上哪可能有如此美好的融资方法? 也许您会发现这项融资现在帮不到您,但以后可是有很大的可能性帮上您一把 上图说明的是简约SCF过程: 商家‘Supplier’例如肥料提供商,将发送“提早的到付款”的要求给予CapitalBay。 CapitalBay将会检查商家发送的发票‘invoice’是否符合条件 买家‘Buyer’例如种植企业家,将检查该发票是否符合已收到的发票 资助者‘Funder’例如银行,将进行核对,然后同意提早资助给予商家 资助者将将准时发布款项(已扣除一小笔折扣费用)给予商家 当付款期限已到,买家需要根据发票款项数目支付给予资助者 资助者将会把剩余保留款项支付回给商家 简易化‘SCF’ SCF 不是贷款 SCF是一项融资许可买家可以延长付款期限,又不会形成债务。对于商家方面则是把发票交予给第三方。 SCF不一定需要资助者(银行) 买家也有机会成为资助者。买家可以选择以‘折扣方式’提早发布款项给予商家。 SCF不限于给予大企业 SCF提供给予所有不同大小和良好信誉评价的中小企业 SCF不限于任何一家银行 商家能够选择与各种融资银行或者公司进行融资 SCF不是保代(Factoring) 所有以SCF融资的发票,剩下的款项(将会扣除一小笔数的折扣费用)将给予商家。 商家无需承担任何风险负担比如:买家没如期付款给予银行。 […]
December 28, 2017

5 strategies to boost your business cash inflow

Request deposits on custom or large orders Require a security deposit equivalent to a minimum of 50% of the total price when dealing with a unique […]
December 20, 2017

CapitalBay SCF Platform Provides Full Visibility on Payment Process

Nature’s Creation Sdn Bhd specialises in providing top quality of water pond decoration including the widest and most complete of products range from landscaping, waterfall, bridge, pond, […]
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